Financial Author & Educator
Financial Education & Empowerment
Empowering everyday people to take control of their financial future—through books, online courses, and education on mortgages, credit, investing, life insurance strategy, and estate planning. Real strategies. Real results. No jargon.
About the Author
Janice Green is a published financial author dedicated to making complex financial systems accessible to everyday people. With a deep understanding of banking, credit, real estate, and investment strategies, she translates what banks, lenders, and institutions know into actionable knowledge for readers.
Her books span the full spectrum of personal finance—from accelerating your mortgage payoff with a HELOC, to protecting your home through estate planning, generating consistent income through options, and mastering the rules of the credit game.
Published Works
Available on Barnes & Noble
How to Pay Off Your Mortgage Years Faster Using a Home Equity Line of Credit. Pay off your mortgage ahead of schedule—without increasing your income or sacrificing your lifestyle.
Transferring Your Home to a Living Trust with a Quitclaim Deed. A practical, easy-to-follow guide for homeowners who want to secure their property and avoid probate.
The Complete Step-by-Step Guide to Generating Monthly Income from Your Stock Portfolio. Built on 15+ years of actual trading experience and teaching retail investors.
Effective Credit Card Management Techniques — A Complete Guide to Banking, Regulations, Credit Strategy, and the Rules of the Credit Game.
Financial Education Courses
Self-paced online courses built directly from Janice's published books
Learn exactly how to use a Home Equity Line of Credit to pay off your mortgage years ahead of schedule — step by step, with real amortization examples, tracking tools, and a personalized acceleration plan. No increased income required.
View Course Details →FICO scoring, federal credit law, utilization strategy, and advanced rewards systems — the rules banks use, finally explained.
View Course →Generate consistent monthly income from stocks you already own. Built on 15+ years of real trading experience — complete system from setup to tax reporting.
View Course →Transfer your property into a living trust using a quitclaim deed. Avoid probate. Protect your heirs. Plain language for everyday homeowners.
View Course →Indexed Universal Life insurance is one of the most misunderstood financial tools available. This course teaches you how to use it as a living benefit — tax-free income, protected growth, and legacy planning.
View Course →Financial Education Series
Most people think of life insurance as something that pays out when you die. Janice Green teaches something different — how to use life insurance as a powerful financial tool while you are alive. Specifically, Indexed Universal Life (IUL) insurance and how it intersects with trusts, tax strategy, and legacy planning.
"The most overlooked wealth-building tool in America isn't a stock — it's a properly structured life insurance policy."
What This Education Series Covers
An Indexed Universal Life policy can grow your cash value linked to a market index — with a guaranteed floor so you never lose to market downturns. That cash value can be accessed tax-free in retirement, creating a stream of income the IRS cannot touch.
Placing your policy inside a properly structured trust means the death benefit passes to heirs outside of probate, outside of your taxable estate, and with full privacy. Combined with a living trust strategy, this is one of the most powerful legacy tools available to everyday families.
Life insurance is the only financial vehicle that can guarantee a specific dollar amount passes to the next generation — tax-free, immediately, and without a stock market condition attached. Janice teaches how to structure it correctly to maximize that legacy.
Many modern life insurance policies include living benefit riders — allowing policyholders to access a portion of the death benefit early if diagnosed with a chronic illness, terminal illness, or critical condition. Most people have this option and don't know it.
Your home is more than shelter. It's a strategy. Your credit is more than a number. It's leverage. Knowledge is the only tool that belongs to everyone.
— Janice Green
My Mission
The financial system is built on rules that most people never learn. Banks, lenders, and institutions operate with a deep understanding of how money works—and for too long, that knowledge has remained out of reach for everyday Americans.
Janice Green writes to close that gap. Each book is a practical toolkit—no jargon, no impossible promises, just clear strategy grounded in real experience.
Start Your Journey
All of Janice's books are available on Barnes & Noble, and her online courses go even deeper. Whether you're tackling your mortgage, protecting your estate, building income through covered calls, understanding IUL life insurance, or mastering your credit — there's a resource built for exactly where you are.